FY 2026-27
Advance Tax Installment Calculator
FY 2026-27 advance tax schedule with 234B/234C interest calculations for professionals & business owners.
Your Inputs
Total estimated gross income for FY 2026-27
Total TDS deducted at source (salary, bank, etc.)
Results — FY 2026-27
Advance Tax Liability
₹3.02 L
Total tax: ₹3.02 L − TDS ₹0 = Advance tax payable for FY 2026-27.
Quarterly Installment Schedule
Cumulative schedule: 15% / 45% / 75% / 100%
| Due Date | Cum % | Cumulative | Installment | Status |
|---|---|---|---|---|
| 15 Jun 2026 | 15% | ₹45,240 | ₹45,240 | due |
| 15 Sep 2026 | 45% | ₹1.36 L | ₹90,480 | due |
| 15 Dec 2026 | 75% | ₹2.26 L | ₹90,480 | due |
| 15 Mar 2027 | 100% | ₹3.02 L | ₹75,400 | due |
Penalty Interest Applicable
- Interest u/s 234C: ₹15,231 — quarterly shortfall at 1%/month.
- Interest u/s 234B: ₹9,048 — less than 90% paid by 31 Mar (3 months assumed).
Pay the pending installment ASAP to stop further interest accrual.
Tax Regime Comparison
Based on your income and deductions for FY 2026-27
Old Regime Tax
₹3.74 L
New Regime Tax
₹3.02 L
The New Regime saves you ₹72,800.
Insights & Recommendations
- Regime pick: Switch to the New Regime — saves ₹72,800 vs the other. You are currently viewing the New regime.
- Missed installments: You are accruing interest at 1% per month. Pay the shortfall today to stop the clock.
- Next installment: Pay ₹45,240 by 15 Jun 2026 to stay compliant.
CFP Note on Penalty Avoidance
Advance tax is a "pay-as-you-earn" obligation. Missing a due date triggers 234C interest at 1% per month on the shortfall — this cannot be avoided even if you pay the full amount later. Set calendar reminders for all four dates (15 Jun / 15 Sep / 15 Dec / 15 Mar). For business income, review your estimate each quarter and top up if income has risen — a small overpayment is always cheaper than 234B/234C interest.
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Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Tax slabs, surcharge rates, rebates and sections 234B/234C assumptions are per FY 2026-27 provisions and are subject to change. This calculator does not consider capital gains, lottery income, partnership firm share, or foreign income. Consult a qualified Chartered Accountant for personalised advance tax planning.
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