Start Your SIP. Build Your Wealth.
India’s free toolkit for every money decision — 60+ interactive calculators, verified guides to every savings scheme, and 4,200+ funds tracked daily. A digital initiative of Trustner Asset Services Pvt. Ltd., AMFI-registered distributor since 2014.
Investments are made in Regular plans via Trustner Asset Services Pvt. Ltd., an AMFI-registered distributor (ARN-286886). We earn trail commission from AMCs, embedded in the scheme expense ratio — no separate fee from you. Commission disclosure. Mutual funds are subject to market risk.
What Are You Investing For?
Choose your dream — we'll show you exactly how much SIP you need to get there
See How Your SIP Grows Over Time
Adjust monthly investment, duration, and expected return to see your potential wealth creation
Building a strong foundation for your goals
Long-term — retirement & wealth creation
Delay by just 2 years? You lose ₹23.37 L in potential wealth. Start today.
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors.
Why SIP is the Smartest Way to Invest
Four fundamental reasons why millions of Indians choose SIP
Power of Compounding
Your returns earn returns. Small investments grow exponentially over time.
Rupee Cost Averaging
Buy more units when prices are low, fewer when high. Timing the market becomes irrelevant.
Disciplined Investing
Auto-debit ensures you invest consistently every month without emotional decisions.
Low Entry Barrier
Start with as little as ₹500/month. No large lumpsum needed to begin your wealth journey.
Why MeraSIP is Different
We are not just another DIY app. MeraSIP is a fintech-enabled distribution platform backed by professionals who care about your financial goals.
Risk Profiling First
We assess your risk appetite and time horizon before recommending any product. No one-size-fits-all approach.
Goal-Based Planning
Every recommendation is tied to your specific goals — retirement, education, home, or wealth creation.
Portfolio Review Support
Regular portfolio monitoring, rebalancing suggestions, and performance reviews — not just a one-time investment.
Dedicated Relationship Manager
A dedicated relationship manager for all your queries. Reach out via phone, WhatsApp, or email anytime.
AI-Assisted Insights
Smart calculators, data-driven research tools, and AI-powered recommendations to help you invest better.
AMFI Registered & Compliant
AMFI-registered mutual fund distributor (ARN-286886) — transparent processes and investor-focused service. Mutual funds are subject to market risk.
Everything You Need — In One Place
MeraSIP is not just a calculator website. It is a complete investment ecosystem — education, research, planning tools, and professional guidance under one roof.
52 Financial Calculators
SIP, EMI, tax, insurance, retirement, FIRE, child education, SSY, NRI deposits, senior income and more — every tool for every life stage.
Explore12 Learning Modules
100+ lessons with MCQs, formulas, FAQs, and real-life examples — from SIP basics to advanced strategies.
Explore6 Research Studies
Rolling returns, historical analysis, volatility simulation, bull vs bear, XIRR case studies — data-backed decisions.
ExploreAI Financial Planning
Get your Financial Health Score (0-900) with CFP-grade analysis. 3 tiers — Basic, Standard & Comprehensive.
ExploreTaxation & Resources
Complete mutual fund taxation guide, LTCG/STCG rules, TDS, indexation — everything in one place.
ExploreBlog & Market Insights
Weekly articles on SIP strategies, market analysis, beginner guides, and investment tips by CFP Ram Shah.
ExploreBacked by Trustner Asset Services
MeraSIP is a digital initiative of Trustner Asset Services Pvt. Ltd. — a fintech-enabled financial services organization serving investors across India.
“I founded Trustner with a simple belief — every Indian family deserves honest financial guidance, regardless of how much they invest. Whether it is Rs. 500 or Rs. 5 Crore, the trust a client places in us is the same, and so is our commitment.”
At Trustner, we don't just manage investments — we align them with your life's goals. A child's education, a comfortable retirement, a dream home — our role is to bridge the gap between where you are today and where you want to be, with discipline, transparency, and a Client First approach.
The Leaders Behind Trustner
200+ years of combined experience across financial services, insurance & technology
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
Ram Shah
CEO & Founder
23 Years Experience
Sangeeta Shah
Co-Founder & COO
23 Years Experience
Ajanta Saikia
Director & Principal Officer
23 Years Experience
Abir Das
Addl. Director & CDO
23 Years Experience
Bhola Singh
Leading GI Team
22 Years Experience
Subhasish Kar
Institutional Sales
30 Years Experience
Rafiquddin Ahmed
Consultant — GI Team
38 Years Experience
Tamanna Kejriwal
Head HNI Division
21 Years Experience
Raju Chakraborty
Regional Manager North East
25 Years Experience
MeraSIP is a digital initiative of Trustner Asset Services Pvt. Ltd. · ARN-286886 · U66301AS2023PTC025505
Know Your Financial Health Score
A free, AI-assisted financial wellness assessment. Answer 50+ questions, get a personalized score out of 900, and receive a detailed 10-page PDF report.
What Our Clients Say
Trust is the foundation of every relationship we build. Hear from investors across India.
Representative investor experiences shown for illustration. Individual results depend on amount, tenure, funds and market conditions — mutual funds are subject to market risk and past performance does not guarantee future returns.
The SIP calculators on Mera SIP helped me plan my daughter's education fund. Started with ₹10,000/month in 2021 and the step-up approach grew it to ₹7.2 lakh. Trustner team guided me through every step.
As a business owner, my income is irregular. Trustner helped me use flexible SIP amounts — ₹25,000 in good months, ₹10,000 in lean. Built a ₹26 lakh corpus in just 5 years. The Life-Stage calculator was brilliant.
We started our SIP journey with ₹5,000 each in 2020. Today our combined portfolio is ₹9.8 lakh. The transparency and education-first approach is what sets Trustner apart from apps.
I had zero knowledge of mutual funds. Trustner's learning modules made me confident. Started with ₹20K/month and now have a ₹15 lakh portfolio. I recommend them to all my colleagues.
As a teacher, every rupee counts. MeraSIP's education content helped me understand SIP and compounding before investing. Started ₹3,000/month and I step it up every year. The MCQ quizzes actually helped me learn.
After retirement, I was worried about managing my ₹40 lakh corpus. Trustner set up an SWP giving me ₹30,000/month while the principal keeps growing. The SWP calculator made it clear.
Your SIP Questions, Answered
Common questions about SIP investing and the MeraSIP platform
What is SIP and how does it work?
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds. It automates your investment through monthly auto-debit, helping you build wealth through rupee cost averaging and the power of compounding.
How much should I invest monthly in SIP?
You can start with as little as ₹500/month. The ideal amount depends on your financial goals, income, and expenses. Use our Goal-Based SIP Calculator to find the exact monthly SIP needed for your target amount.
Is SIP safe? Can I lose money?
SIP does not remove market risk — mutual funds are subject to market risk and you can lose money, especially over short periods. What SIP does is average your purchase cost over time (rupee cost averaging) and reduce the impact of timing. Historically, staying invested over long (10+ year) horizons has improved the odds of positive equity outcomes, but returns are never guaranteed.
Can I stop or pause my SIP anytime?
Yes, SIPs can be paused, stopped, or modified anytime without any penalty. There is no lock-in period for most SIPs (except ELSS which has a 3-year lock-in). Your invested money remains in the fund even if you stop future installments.
What returns can I expect from SIP?
Returns are market-linked and not guaranteed. As a broad reference, the Nifty 50 TRI has delivered roughly 11-13% CAGR over long 10-15 year holding periods, though actual fund returns vary by category, scheme and time period, and can be lower or negative over shorter windows. Use our SIP Calculator to model different scenarios. Past performance does not guarantee future returns.
How is MeraSIP different from Groww, Zerodha, or other apps?
MeraSIP is a fintech-powered distribution platform — not just a transaction app. We provide personalized goal-based planning, risk profiling, dedicated relationship managers, ongoing portfolio reviews, and education-first approach. You get human guidance alongside technology.
Is MeraSIP free to use?
All educational content, calculators, and learning modules on MeraSIP are completely free, and there is no separate platform fee from Trustner for SIP setup or transactions. Investments are made in Regular plans, whose scheme expense ratio includes distributor commission paid by the AMC as per scheme terms — see our Commission Disclosure for details.
How do I start investing through MeraSIP?
Click "Start SIP" to create your account through our secure platform powered by InvestWell. Complete your KYC (one-time process), choose your funds with our guidance, and start your SIP. Our team is available to help at every step.
Your Future Self Will Thank You
Whether it's ₹500 or ₹5,00,000 monthly — every SIP is a step towards financial freedom. Start today and let compounding do the heavy lifting.
ARN-286886 · Trustner Asset Services Pvt. Ltd.
Distributing schemes from 25+ AMCs
Almost every major Indian mutual fund house — we're empanelled with 28 AMCs across Equity, Debt, Hybrid, Index, International, and Thematic categories.
Trustner Asset Services Pvt. Ltd. (ARN-286886) is an AMFI registered mutual fund distributor. Logos shown are property of respective AMCs. Mutual fund investments are subject to market risks. Visit respective AMC websites for scheme-related documents.
Mutual Funds: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.
KYC: KYC is one-time exercise while dealing in securities markets — once KYC is done through a SEBI registered intermediary (broker, DP, mutual fund), you need not undergo the same process again when you approach another intermediary.
Insurance: Insurance is the subject matter of solicitation. IRDAI does not involve itself in any approval or disapproval of the insurance products. | Trustner Insurance Brokers Pvt. Ltd. | IRDAI License No. DB1192/2024 | IRDAI Licensed Direct Insurance Broker | Category: Life, Health & General Insurance
Investor Grievance: For investor grievances, please contact SEBI at https://scores.gov.in or toll-free number 1800-22-7575. | Investor Notice: Investors are advised to deal only with SEBI Registered Mutual Fund Distributors. Please verify the registration status at www.amfiindia.com.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns. The information provided on this platform is for educational purposes only and should not be considered as financial advice. Please consult a qualified financial professional before making investment decisions. AMFI Registered Mutual Fund Distributor and SIF Distributor; APMI Registered PMS Distributor | ARN-286886 | Trustner Asset Services Pvt. Ltd.