SIP Future Value Calculator
Calculate how your monthly SIP grows with the power of compounding over time
Configure Your SIP
Continue compounding after SIP stops
Results
Growth Over Time
Investment vs portfolio value year by year
Investment Breakdown
Your money vs returns earned
Year-by-Year Breakdown
Detailed investment growth trajectory
| Year | Invested | Value | Returns | Growth |
|---|---|---|---|---|
| Year 1 | ₹1.20 L | ₹1.28 L | ₹8,093 | 7% |
| Year 2 | ₹2.40 L | ₹2.72 L | ₹32,432 | 14% |
| Year 3 | ₹3.60 L | ₹4.35 L | ₹75,076 | 21% |
| Year 4 | ₹4.80 L | ₹6.18 L | ₹1.38 L | 29% |
| Year 5 | ₹6.00 L | ₹8.25 L | ₹2.25 L | 37% |
| Year 6 | ₹7.20 L | ₹10.58 L | ₹3.38 L | 47% |
| Year 7 | ₹8.40 L | ₹13.20 L | ₹4.80 L | 57% |
| Year 8 | ₹9.60 L | ₹16.15 L | ₹6.55 L | 68% |
| Year 9 | ₹10.80 L | ₹19.48 L | ₹8.68 L | 80% |
| Year 10 | ₹12.00 L | ₹23.23 L | ₹11.23 L | 94% |
| Year 11 | ₹13.20 L | ₹27.46 L | ₹14.26 L | 108% |
| Year 12 | ₹14.40 L | ₹32.23 L | ₹17.83 L | 124% |
| Year 13 | ₹15.60 L | ₹37.59 L | ₹21.99 L | 141% |
| Year 14 | ₹16.80 L | ₹43.64 L | ₹26.84 L | 160% |
| Year 15 | ₹18.00 L | ₹50.46 L | ₹32.46 L | 180% |
| Year 16 | ₹19.20 L | ₹58.14 L | ₹38.94 L | 203% |
| Year 17 | ₹20.40 L | ₹66.79 L | ₹46.39 L | 227% |
| Year 18 | ₹21.60 L | ₹76.54 L | ₹54.94 L | 254% |
| Year 19 | ₹22.80 L | ₹87.53 L | ₹64.73 L | 284% |
| Year 20 | ₹24.00 L | ₹99.91 L | ₹75.91 L | 316% |
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.
Related Calculators
Explore more tools that pair well with this one
Step-Up SIP Calculator
Model the impact of increasing your SIP amount annually. Compare regular vs step-up SIP.
Goal-Based SIP Calculator
Find the exact monthly SIP for your goal. 3-scenario analysis included.
Inflation-Adjusted SIP
See the real value of your SIP after accounting for inflation over time.
Retirement SIP Planner
Calculate the monthly SIP needed for your retirement corpus.
Income Tax Calculator
Compare Old vs New tax regime with FY 2026-27 slabs and HRA exemption.
