Capital Gains Tax Calculator
Calculate STCG & LTCG tax on stocks, mutual funds, property, and gold
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Results
Long Term Capital Gain
Equity Shares held for 5 years
Gain vs Tax Split
How your capital gain splits into net gain and tax
Purchase vs Sale vs Tax
Overview of investment, sale proceeds, and tax impact
Tax Computation Breakdown
Step-by-step breakdown of your capital gains tax liability
| Particulars | Amount |
|---|---|
| Sale Price | ₹8.00 L |
| Less: Purchase Price | ₹5.00 L |
| Capital Gain | ₹3.00 L |
| Less: LTCG Exemption (Section 112A) | ₹1.25 L |
| Taxable Capital Gain | ₹1.75 L |
| Tax @ 12.5% | ₹21,875 |
| Health & Education Cess @ 4% | ₹875 |
| Total Tax Payable | ₹22,750 |
| Net Proceeds (Sale - Tax) | ₹7.77 L |
Cross-Asset Tax Comparison
How the same gain of ₹3.00 L would be taxed across different asset types
| Asset Type | Classification | Tax Rate | Estimated Tax |
|---|---|---|---|
Equity SharesSELECTED | LTCG | 12.5% | ₹22,750 |
Equity MF | LTCG | 12.5% | ₹22,750 |
Debt MF | Slab | 30% | ₹93,600 |
Property | LTCG | 12.5% | ₹39,000 |
Gold | LTCG | 12.5% | ₹39,000 |
Tax-Saving Tips
Hold equity investments for more than 12 months to benefit from lower LTCG rates (12.5% vs 20% STCG).
Harvest up to Rs 1.25 lakh LTCG on equity every year tax-free by selling and re-buying units.
For property, compare tax liability with and without indexation if purchased before July 23, 2024.
Invest LTCG from property into specified bonds (Section 54EC) or a new house (Section 54) to save tax.
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.
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