Tax Saving Calculator
Plan deductions under Section 80C, 80D, 80CCD & 24(b) and maximise your tax savings
Configure Deductions
Included within 80D self limit, not additional
Results
Old vs New Regime Comparison
See which regime is better for your income and deductions
Old Regime Tax
₹1.44 L
New Regime Tax
₹52,500
Better for you
Section-wise Utilisation
Track how much of each deduction limit you have used
Deduction Breakdown by Section
Utilised amount vs section limit
Deduction Composition
How your total deductions are split across sections
Detailed Deduction Breakdown
Item-wise breakdown of all deductions claimed
| Section | Investment | Amount | Deduction |
|---|---|---|---|
| 80C | EPF Contribution | ₹21,600 | — |
| 80C | Section 80C Total (capped) | ₹21,600 | ₹21,600 |
| 80D | Self / Family Premium | ₹25,000 | ₹25,000 |
| 80D | Section 80D Total | ₹25,000 | |
| Grand Total Deductions | ₹46,600 |
Smart Recommendations
You have ₹1.28 L unused 80C limit. Consider investing in ELSS mutual funds for market-linked returns with tax savings and a short 3-year lock-in.
Claim an additional ₹50,000 deduction by investing in NPS under Section 80CCD(1B) — over and above the 80C limit.
Paying health insurance premium for parents can give you an additional deduction of up to ₹25,000 under Section 80D.
The New Regime is better for you — you save ₹91,020 compared to the Old Regime.
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.