Insurance Foundation
Insurance is the financial product most Indian families buy first — and most often mis-buy. This foundation track covers what every family needs (term + health + critical illness), how to size each, why investment-linked insurance is rarely the right answer, and how Trustner Insurance Brokers Pvt. Ltd. (IRDAI Code 1067) approaches honest broker-led recommendations.
Why Insurance? Protection Before Wealth Creation
Insurance is the financial mechanism through which an individual pays a periodic premium to an insurance company in exchange for the insurer's commitm...
Term Insurance — How Much, Until When, and What to Watch
Term insurance is the simplest and most cost-effective form of life insurance. The insured pays a periodic premium for a defined term (typically 25-40...
Health Insurance — Family Floater, Sum Assured, Top-Up
Health insurance reimburses or directly pays the hospital for medical expenses incurred during hospitalisation, day-care procedures, and (under some p...
Critical Illness Cover — Why It's Different From Health Insurance
A Critical Illness (CI) policy pays a lump sum to the insured upon first diagnosis of any of the specified critical illnesses listed in the policy — t...
ULIPs and Endowment — An Honest Broker's View
A Unit Linked Insurance Plan (ULIP) bundles life insurance with market-linked investment in a single product. An Endowment policy combines life insura...
Ready to start Insurance Foundation?
Begin with the first topic and work through all 5 topics at your own pace.