Insurance — Deep Dive (Term, Health, Critical Illness)
An intermediate-level deep dive into the three protection products every Indian family needs. This module covers cover-sizing methodology, riders, claim settlement analytics, sub-limits and waiting periods, critical illness mechanics, and the tax architecture under Sections 80C, 80D and 10(10D) — at the level of detail an advisor needs to make insurer-agnostic recommendations.
Term Insurance Deep Dive
Term insurance is a pure-risk life insurance contract under which the insurer pays a defined sum assured to the nominee on the death of the life insur...
Health Insurance Deep Dive
Health insurance — known in IRDAI parlance as a hospitalisation indemnity policy — reimburses or directly pays the policyholder's hospitalisation expe...
Critical Illness & Personal Accident
Critical Illness (CI) insurance is a defined-benefit contract under which the insurer pays a lump sum on the diagnosis of a listed illness (subject to...
Insurance Tax Treatment & Riders
The tax architecture of insurance in India sits at the intersection of three Income Tax Act provisions — Section 80C (deduction for life insurance pre...
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Begin with the first topic and work through all 4 topics at your own pace.