Book Mix & Blended Trail Rate
Most MFDs quote their trail rate off memory. Enter AUM per fund category and see the honest blended rate your book actually earns.
Download this book-mix breakdown as a PDF for your own records.
Category AUM & Trail Rate
Enter AUM and trail rate for each fund category in your book.
Typical 0.3–1.5% p.a.
Typical 0.2–1% p.a.
Typical 0.05–0.8% p.a.
Typical 0.03–0.4% p.a.
Typical 0.03–0.2% p.a.
64 bps blended
Why Blended Rate Matters
Your blended trail rate — not your headline AUM — is what actually decides your income. A debt-heavy book typically earns under half the trail of an equity-heavy book at the identical AUM (roughly 0.3% vs 0.8% p.a.), so two distributors sitting on the same ₹5.00 Cr can take home very different monthly income depending purely on mix.
AUM Mix
Share of book by fund category
Trail Contribution
Monthly trail earned per category
Per-Category Breakdown
Where your trail income actually comes from
| Category | AUM | Share % | Trail Rate | Monthly Trail | % of Income |
|---|---|---|---|---|---|
| Equity Funds | ₹3.00 Cr | 60.0% | 0.80% | ₹20,000 | 74.8% |
| Hybrid Funds | ₹1.00 Cr | 20.0% | 0.60% | ₹5,000 | 18.7% |
| Debt Funds | ₹50.00 L | 10.0% | 0.30% | ₹1,250 | 4.7% |
| Index / ETF Funds | ₹20.00 L | 4.0% | 0.15% | ₹250 | 0.9% |
| Liquid Funds | ₹30.00 L | 6.0% | 0.10% | ₹250 | 0.9% |
| Total / Blended | ₹5.00 Cr | 100.0% | 0.64% | ₹26,750 | 100.0% |
What If I Shift My Mix?
Simulate moving AUM from one category into another and see the blended-rate impact.
% of Debt AUM to move into Equity
Trail commission rates are indicative and vary by AMC, scheme, and plan type. Actual trail income depends on the specific schemes distributed and is subject to change by AMCs.
This tool is for internal business planning purposes only. Not for public distribution or client-facing use.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance does not guarantee future returns.