SIP Duration Optimizer
Find out exactly how long it takes to reach your target amount with a given SIP
Set Your Parameters
Growth Towards Target
Your portfolio value approaching the target of ₹50.00 L
Investment Composition
Your money vs compounding returns
By Return Rate
How return rate affects duration at ₹10,000/month
By SIP Amount
How SIP amount affects duration at 12% return
Year-by-Year Progress
How your portfolio approaches the target each year
| Year | Invested | Value | Returns | % of Target |
|---|---|---|---|---|
| Year 1 | ₹1.20 L | ₹1.28 L | ₹8,093 | 3% |
| Year 2 | ₹2.40 L | ₹2.72 L | ₹32,432 | 5% |
| Year 3 | ₹3.60 L | ₹4.35 L | ₹75,076 | 9% |
| Year 4 | ₹4.80 L | ₹6.18 L | ₹1.38 L | 12% |
| Year 5 | ₹6.00 L | ₹8.25 L | ₹2.25 L | 16% |
| Year 6 | ₹7.20 L | ₹10.58 L | ₹3.38 L | 21% |
| Year 7 | ₹8.40 L | ₹13.20 L | ₹4.80 L | 26% |
| Year 8 | ₹9.60 L | ₹16.15 L | ₹6.55 L | 32% |
| Year 9 | ₹10.80 L | ₹19.48 L | ₹8.68 L | 39% |
| Year 10 | ₹12.00 L | ₹23.23 L | ₹11.23 L | 46% |
| Year 11 | ₹13.20 L | ₹27.46 L | ₹14.26 L | 55% |
| Year 12 | ₹14.40 L | ₹32.23 L | ₹17.83 L | 64% |
| Year 13 | ₹15.60 L | ₹37.59 L | ₹21.99 L | 75% |
| Year 14 | ₹16.80 L | ₹43.64 L | ₹26.84 L | 87% |
| Year 15 Target reached | ₹18.00 L | ₹50.46 L | ₹32.46 L | 101% |
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.
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