All Calculators
CFP-Style Planner
Lifeline Financial Planner
Plan your complete financial lifeline — add SIPs, lump sums, withdrawals at any year. Like a CFP does.
Configure Your Lifeline
Base Settings
₹
₹0₹1,00,00,000
Existing investments (optional)
% p.a.
1 % p.a.25 % p.a.
Years
1 Years60 Years
Life Events1/15
SIP
₹
₹500₹5,00,000
Years
1 Years30 Years
%
1 %50 %
Financial Lifeline
30 Years
1 investments 0 withdrawals
Total Invested
₹57.19 L
Total Withdrawn
₹0
Final Corpus
₹7.81 Cr
Peak: ₹7.81 Cr (Yr 30)
Total Returns
₹7.24 Cr
CAGR: 9.1%
Key Insight
Over 30 years, you invest ₹57.19 L, withdraw ₹0, and still have ₹7.81 Cr remaining. Your peak corpus of ₹7.81 Cr was reached in Year 30. That's the power of planned investing!
Corpus Growth Timeline
Your wealth trajectory across all life events
Corpus
Net Invested
Investment Event
Withdrawal Event
Event Timeline
When each event is active during your planning horizon
Monthly SIP
15y
Yr 1-15
Yr 1Yr 15Yr 30
Year-by-Year Breakdown
Complete financial flow across your entire lifeline
| Year | Opening | SIP In | Lump In | SWP Out | Lump Out | Interest | Closing |
|---|---|---|---|---|---|---|---|
| Yr 1 | ₹0 | ₹1.80 L | --- | --- | --- | ₹12,140 | ₹1.92 L |
| Yr 2 | ₹1.92 L | ₹1.98 L | --- | --- | --- | ₹37,722 | ₹4.28 L |
| Yr 3 | ₹4.28 L | ₹2.18 L | --- | --- | --- | ₹68,953 | ₹7.15 L |
| Yr 4 | ₹7.15 L | ₹2.40 L | --- | --- | --- | ₹1.07 L | ₹10.61 L |
| Yr 5 | ₹10.61 L | ₹2.64 L | --- | --- | --- | ₹1.52 L | ₹14.77 L |
| Yr 6 | ₹14.77 L | ₹2.90 L | --- | --- | --- | ₹2.07 L | ₹19.74 L |
| Yr 7 | ₹19.74 L | ₹3.19 L | --- | --- | --- | ₹2.72 L | ₹25.64 L |
| Yr 8 | ₹25.64 L | ₹3.51 L | --- | --- | --- | ₹3.49 L | ₹32.64 L |
| Yr 9 | ₹32.64 L | ₹3.86 L | --- | --- | --- | ₹4.40 L | ₹40.90 L |
| Yr 10 | ₹40.90 L | ₹4.24 L | --- | --- | --- | ₹5.47 L | ₹50.61 L |
| Yr 11 | ₹50.61 L | ₹4.67 L | --- | --- | --- | ₹6.73 L | ₹62.02 L |
| Yr 12 | ₹62.02 L | ₹5.14 L | --- | --- | --- | ₹8.21 L | ₹75.37 L |
| Yr 13 | ₹75.37 L | ₹5.65 L | --- | --- | --- | ₹9.94 L | ₹90.95 L |
| Yr 14 | ₹90.95 L | ₹6.21 L | --- | --- | --- | ₹11.95 L | ₹1.09 Cr |
| Yr 15 | ₹1.09 Cr | ₹6.84 L | --- | --- | --- | ₹14.30 L | ₹1.30 Cr |
| Yr 16 | ₹1.30 Cr | --- | --- | --- | --- | ₹16.52 L | ₹1.47 Cr |
| Yr 17 | ₹1.47 Cr | --- | --- | --- | --- | ₹18.62 L | ₹1.65 Cr |
| Yr 18 | ₹1.65 Cr | --- | --- | --- | --- | ₹20.98 L | ₹1.86 Cr |
| Yr 19 | ₹1.86 Cr | --- | --- | --- | --- | ₹23.64 L | ₹2.10 Cr |
| Yr 20 | ₹2.10 Cr | --- | --- | --- | --- | ₹26.63 L | ₹2.37 Cr |
| Yr 21 | ₹2.37 Cr | --- | --- | --- | --- | ₹30.01 L | ₹2.67 Cr |
| Yr 22 | ₹2.67 Cr | --- | --- | --- | --- | ₹33.82 L | ₹3.00 Cr |
| Yr 23 | ₹3.00 Cr | --- | --- | --- | --- | ₹38.11 L | ₹3.39 Cr |
| Yr 24 | ₹3.39 Cr | --- | --- | --- | --- | ₹42.94 L | ₹3.82 Cr |
| Yr 25 | ₹3.82 Cr | --- | --- | --- | --- | ₹48.39 L | ₹4.30 Cr |
| Yr 26 | ₹4.30 Cr | --- | --- | --- | --- | ₹54.52 L | ₹4.84 Cr |
| Yr 27 | ₹4.84 Cr | --- | --- | --- | --- | ₹61.44 L | ₹5.46 Cr |
| Yr 28 | ₹5.46 Cr | --- | --- | --- | --- | ₹69.23 L | ₹6.15 Cr |
| Yr 29 | ₹6.15 Cr | --- | --- | --- | --- | ₹78.01 L | ₹6.93 Cr |
| Yr 30 | ₹6.93 Cr | --- | --- | --- | --- | ₹87.90 L | ₹7.81 Cr |
| Total | ₹57.19 L | ₹0 | ₹0 | ₹0 | ₹7.24 Cr | ₹7.81 Cr |
Year 1₹1.92 L
SIP In₹1.80 LInterest₹12,140
Monthly SIP
Year 2₹4.28 L
SIP In₹1.98 LInterest₹37,722
Monthly SIP
Year 3₹7.15 L
SIP In₹2.18 LInterest₹68,953
Monthly SIP
Year 4₹10.61 L
SIP In₹2.40 LInterest₹1.07 L
Monthly SIP
Year 5₹14.77 L
SIP In₹2.64 LInterest₹1.52 L
Monthly SIP
Year 6₹19.74 L
SIP In₹2.90 LInterest₹2.07 L
Monthly SIP
Year 7₹25.64 L
SIP In₹3.19 LInterest₹2.72 L
Monthly SIP
Year 8₹32.64 L
SIP In₹3.51 LInterest₹3.49 L
Monthly SIP
Year 9₹40.90 L
SIP In₹3.86 LInterest₹4.40 L
Monthly SIP
Year 10₹50.61 L
SIP In₹4.24 LInterest₹5.47 L
Monthly SIP
Year 11₹62.02 L
SIP In₹4.67 LInterest₹6.73 L
Monthly SIP
Year 12₹75.37 L
SIP In₹5.14 LInterest₹8.21 L
Monthly SIP
Year 13₹90.95 L
SIP In₹5.65 LInterest₹9.94 L
Monthly SIP
Year 14₹1.09 Cr
SIP In₹6.21 LInterest₹11.95 L
Monthly SIP
Year 15₹1.30 Cr
SIP In₹6.84 LInterest₹14.30 L
Monthly SIP
Year 16₹1.47 Cr
Interest₹16.52 L
Year 17₹1.65 Cr
Interest₹18.62 L
Year 18₹1.86 Cr
Interest₹20.98 L
Year 19₹2.10 Cr
Interest₹23.64 L
Year 20₹2.37 Cr
Interest₹26.63 L
Year 21₹2.67 Cr
Interest₹30.01 L
Year 22₹3.00 Cr
Interest₹33.82 L
Year 23₹3.39 Cr
Interest₹38.11 L
Year 24₹3.82 Cr
Interest₹42.94 L
Year 25₹4.30 Cr
Interest₹48.39 L
Year 26₹4.84 Cr
Interest₹54.52 L
Year 27₹5.46 Cr
Interest₹61.44 L
Year 28₹6.15 Cr
Interest₹69.23 L
Year 29₹6.93 Cr
Interest₹78.01 L
Year 30₹7.81 Cr
Interest₹87.90 L
Net Summary
Net Invested
₹57.19 L
Invested - Withdrawn
Wealth Generated
₹7.24 Cr
Final Corpus - Net Invested
Wealth Multiplier
13.7x
Final / Net Invested
Calculator results are for illustration purposes only. Actual returns may vary based on market conditions, fund performance, and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance does not guarantee future returns.