Advanced SIP Concepts

Step-up SIP (also called Top-up SIP) is a variant where the monthly SIP amount is automatically increased by a fixed percentage or fixed amount at reg...

Trigger SIP is a conditional SIP where investments are made only when certain pre-set market conditions are met — such as a specific index level, NAV ...

A Perpetual SIP is a Systematic Investment Plan set up without a specific end date. Unlike time-bound SIPs that run for a fixed period (say 5 or 10 ye...

SIP Pause is a facility that allows investors to temporarily halt their SIP contributions for a specified period (typically 1-6 months) without cancel...

Market volatility refers to rapid and significant price movements in both directions. SIP in volatile markets is one of the most misunderstood topics....

STP (Systematic Transfer Plan) involves investing a lump sum in one mutual fund (usually debt/liquid) and systematically transferring a fixed amount t...

SWP (Systematic Withdrawal Plan) is the reverse of SIP. While SIP systematically invests money into mutual funds, SWP systematically withdraws a fixed...

SIP investments are subject to capital gains tax when units are redeemed. The tax treatment depends on the type of fund (equity vs debt), the holding ...

Inflation-adjusted SIP planning accounts for the decrease in purchasing power of money over time. While your SIP corpus may grow to ₹1 Crore in 20 yea...