SIP Basics
Master the fundamentals of Systematic Investment Plans. Learn what SIP is, how it works, and why it is one of the most powerful wealth-building tools for Indian investors.
What is SIP?
A Systematic Investment Plan (SIP) is a method of investing a fixed amount of money at regular intervals (typically monthly) into a mutual fund scheme...
How SIP Works
SIP works through a systematic process: an investor selects a mutual fund, decides a fixed investment amount and date, provides a bank mandate for aut...
SIP vs Lump Sum
SIP (Systematic Investment Plan) involves investing a fixed amount at regular intervals, while Lump Sum investing means investing a large amount all a...
Power of Compounding
Compounding is the process where returns on an investment generate their own returns over time. In the context of SIP, compounding means that the retu...
Rupee Cost Averaging
Rupee Cost Averaging (RCA) is an investment strategy inherent to SIP where a fixed rupee amount is invested at regular intervals, automatically purcha...
SIP Myths vs Facts
Despite SIP being one of the most popular investment methods in India, several misconceptions persist among investors. Understanding the difference be...
Who Should Invest in SIP?
SIP is suitable for virtually every type of investor — from college students starting with ₹500/month to high-net-worth individuals investing lakhs. T...
SIP for Salaried Individuals
For salaried individuals, SIP is the most natural and effective investment method because it aligns perfectly with the regular monthly income cycle. B...
SIP for Business Owners
Business owners often face irregular income patterns, making SIP particularly valuable as a tool to bring investment discipline. By committing to a fi...
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