Insurance Foundation Track

Learn About Insurance

Term, health, critical illness, ULIP, endowment, and money-back policies. The first financial product most Indian families buy — and the one most often mis-sold. Honest education on what to buy, what to avoid, and how to separate protection from investment.

Regulator: IRDAIMin: Premium-based (varies by product) Trustner Empanelled

Foundation Track — Available Now

Every Indian household making decisions on life cover, health cover, critical illness, and the ULIP-vs-MF debate.

Advanced Track — Available Now

IRDAI POSP / Insurance Broker certification candidates, IC-38 study material.

Curriculum

3 modules · 12 sections · 36 MCQs · 47 FAQs

Foundation(1)

Start here. Investor-friendly conceptual grounding.

beginner

Insurance Foundation

Insurance is the financial product most Indian families buy first — and most often mis-buy. This foundation track covers what every family needs (term + health + critical illness), how to size each, why investment-linked insurance is rarely the right answer, and how Trustner Insurance Brokers Pvt. Ltd. (IRDAI Code 1067) approaches honest broker-led recommendations.

5 15 MCQ40 min

Deep Dive(1)

Mechanics, strategy, taxation — for engaged investors and trainee distributors.

intermediate

Insurance — Deep Dive (Term, Health, Critical Illness)

An intermediate-level deep dive into the three protection products every Indian family needs. This module covers cover-sizing methodology, riders, claim settlement analytics, sub-limits and waiting periods, critical illness mechanics, and the tax architecture under Sections 80C, 80D and 10(10D) — at the level of detail an advisor needs to make insurer-agnostic recommendations.

4 12 MCQ45 min

Advanced(1)

Practitioner / certification-grade. Sub-broker, NISM, APMI, IRDAI exam prep.

advanced

Insurance Advanced — Practitioner & Underwriting

Practitioner-grade insurance education calibrated to IRDAI POSP and IC-38 certification depth. This advanced module unpacks the underwriting and claims framework, the mechanics of long-term and unit-linked products, and the use of insurance for estate planning and business continuity. Intended for distributors, paraplanners and serious advisors operating under IRDAI broker / agent / POSP frameworks.

3 9 MCQ50 min

Explore Other Learning Tracks

Trustner covers the complete Indian wealth-management product spectrum. Every track is written from a third-person investor-education perspective with regulator-aligned content.

MF SIF PMS AIF GIFT IFSC Intl Funds